North Carolina RV parks

Location map of North Carolina courtesy of Wikipedia

North Carolina is a state located on the east coast of United States along the Atlantic Ocean seashore with most of the state falling in the humid subtropical zone. This state is the sixth most visited state of United States with nice amusement parks, golf courses, wineries, beautiful beaches. Popular too are meetings and conventions as well as sports venues.

A good way enjoy North Carolina is tour with recreational vehicle and camp at one of the numerous NC rv parks and enjoy nature as only North Carolina can offer. Even if you don't have a recreational vehicle you can still stay at a rv park NC as there are nice cabins which are ideal for family to stay in.

RV park North Carolina may, by its name, be meant for recreational vehicles, but including staying in cabins, one may bring tents and camp there.

Read More

Health Insurance

Insurance 101

Human have to face all kind of misfortunes or perils. For example, a breadwinner may fall sick and become unable to earn an income or even lose his life. Dependents will be faced with both emotional and financial loss. While emotional loses cannot be compensated, financial loss can be compensated if the breadwinner had bought health insurance (medical insurance) or life insurance. Insurance, as I see it, is almost as essential as the other must have - oxygen, water, food, shelter and clothings. Among a large pool of people, there will be a majority who are fortunate and not suffer any losses, but a small minority who suffered losses are compensated from the pool of money contributed to all who subscribed to insurance. Insurance is thus shared or pooled risks.

Types of insurance

Insurance can be divided into 2 main class - life insurance and general insurance.

Life Insurance

Life insurance is an insurance coverage that pays out a certain amount of money to the insured or their specified beneficiaries upon a certain event:

Premature death
Provide for Income during retirement
Illness

The main classes of life insurance are:

Whole life
Endowment
Term
Investment-linked
Life annuity plan
Medical and health

General Insurance

General insurance can be described simply as those classes of insurance that do not fall into the class of life insurance. General insurance protects you against losses and damages not covered by life insurance such as property losses, accidental death and injuries and liability to third parties caused by negligence, etc.

The main classes of general insurance are:

Motor insurance
Fire/ Houseowners/ Householders insurance
Personal accident insurance
Medical and health insurance
Travel insurance

Health Insurance in North and South Carolina

Insurance do not come free. Those who wants to be protected by insurance against losses have to pay a certain sum of money to the insurance company that provides the insurance protection. These sum of money is referred to as insurance premium.

If you are located in North Carolina, you can find out more about insurance and get a quotation for North Carolina health insurance. For those resident in South Carolina, you can get more information and a quotation from South Carolina Health Insurance.

Read More

Accommodation for students of University of North Carolina, Chapel Hill

One of the 16 public state in the state of North Carolina is the Universities of North Carolina (UNC) at Chapel Hill which specializing in medicine and law. If you happen to have children taking their tertiary studies at UNC Chapel Hill, you will be worried about getting affordable and safe accommodation for your children. If so, it looks like you are in luck because there seem to be a charitable person or group of persons who have set up a website to help in this respect. I am referring to UNC Chapel Hill student apartments or UNCLiving, and it says "For the students, by the students" on that site. I don't see any advertisements which means some kindly soul or souls are financing the site. On my part, I wouldn't mind seeing a couple of ads, as it is only fair to try to recover some of your cost, if only to try to cover for hosting fees, etc, but no, not a single ad on their site other than the free classified ads.

OK, I found some information on how the above site came about. UNCLiving.com was founded by Sir Joe and Sir Billy (not even their full name is revealed, shows how humble they are) sometime late in the fall of 2006 (obtained from About Us). After creating NCSULiving and getting such good feedback, the two could not help themselves to continue to expand. The basic idea is that students need a way to search for living accomodations without driving from place to place or being at the mercy of a property manager. To that I would say a big AYE because I have an environmental site Enviroman Says and I know very well the wastage in time, precious fossil fuel, and increment to the green house gasses that driving from place to place to hunt for accommodation will involve.

And at their Site Map, I saw a link The Warehouse (this don't seem to be a part of UNCLiving site, and the term Warehouse don't convey an idea of condusive living) where for a total cost per month is just $595.00, you get water, electricity, T-1 internet access, cable TV, fire safety features, locked main entrance with intercom and remote lock, key card access, guard on duty every night, fitness center, large capacity, stackable, GE washer and dryer in every apartment, located just three blocks west of the campus of the University of North Carolina at Chapel Hill so it is not necessary to drive or even take the bus (another plus for the environmentally and fitness concious) and is located in the heart of downtown Chapel Hill within easy walk to more than fifty restaurants.

Some of the sites listed in their Site Map even have the blueprints (plans) of their apartments published. An example is Autumn Woods Blueprints so you will know exactly what you will be getting.

Looks like a really interesting and environmentally friendly site to me, something I myself will like to create if I have the ability.

Read More